Your Organizational Payment & Cost Control Advisors
Ready to cut through the noise and distractions in the marketplace?
We help you make informed business decisions towards immediate cost reductions, ongoing cost controls, increased valuations, and revenue optimization across your business.
Don’t let unnecessary costs hold your business back – reach out today to start maximizing your profits.
Our Four Pillars of Profit Management Focus
MERCHANT SERVICES
- Complimentary Cost Savings Analysis
- Level-2 & Level-3 Processing
- Omni Channel Solutions
- Business & Commercial Enterprise
CONTRACT COST REDUCTION & CONTROL
- Renegotiation of Existing Contracts
- Multi-Year Locked In Savings
- 1-2 Week Cost Savings Turnaround
- Implementation of Ongoing Cost Controls
TAX & DEPRECIATION STRATEGY
- Local & Regional Tax Incentive Programs
- Accelerated Depreciation to Increase Capital
- Building Purchase/Reno/Expansion Incentives
- Employee Retention Tax Credits (ERTC)
GROUP PROCUREMENT OFFICE (GPO)
- High Volume Purchasing Leverage
- Global Supply Chain Access
- Competitive Advantage of Products & Supplies
- Direct and In-Direct Supply of Products
Transparent Business Solutions
Our Promise to You: We are committed to delivering real results for your business, which is why we operate under a simple philosophy: If we can’t create cost efficiencies and add tangible value to your organization, then we don’t believe in doing business with you.
Our team of experts will work tirelessly to identify cost-saving opportunities and maximize the value of your business. We’re confident in our ability to deliver impactful results, and we’re not satisfied until you see a measurable improvement in your bottom line.
Contact us today to see how we can help your business reach its full potential.
Learn how our data-driven approach can benefit your organization and take your business to the next level.
Our Purpose Is Focused On Your Success
At our core, we’re dedicated to empowering established business owners and enterprise leaders with the knowledge and insights you need to make informed decisions. We’re committed to providing accurate, truthful, and transparent data for all of your electronic payment processing, organizational cost reduction, cost control, economic development, strategic tax, and business solution needs.


We Advocate On Your Behalf
Our approach is simple yet effective-through comprehensive conversations; we work with you to identify the products and services that best support your unique business needs, both now and in the future.
We’re committed to ensuring you are not paying high fees for features and functions your business isn’t utilizing.
Our team of experts will work to negotiate the lower costs you deserve with your existing contracts, suppliers, and vendors for all recurring services or products.
At the end of the day, our goal is to help you maximize your savings and optimize your costs to grow your business.
Innovative and Cost Focused Payment Solutions
We’re dedicated to providing you with a truly customized merchant services solution that meets your unique business needs.
To achieve this, we’ve established partnerships with a variety of leading payment providers, gateways, and POS hardware providers. This allows us to provide you with unbiased recommendations that are tailored to your specific requirements.
We understand that cost is always a concern, which is why we’re committed to offering the most competitive prices possible without compromising on the quality of our services.
With our comprehensive knowledge and expertise in the payment processing industry, you can be assured that we will deliver a solution that aligns with your business goals and maximizes your savings.


Partners Who Are Always Here For You
We believe that our clients deserve the very best, which is why we’re committed to going above and beyond to deliver exceptional service and support. Our personalized approach is designed to provide you with a dedicated account manager who you know by name and face, and who is always available to address any questions or concerns you may have.
Oftentimes, we extend our business expertise and advisory to other business solutions as requested. Click on our Solutions page to review just a few of the other business solutions we advise in.
Serving Our Clients Across North America
At Turtle Bay Business Solutions, we’re committed to supporting industries from well-established small/mid businesses to large enterprise organizations, both domestically and globally.
Whether you’re a local business or a global enterprise, our cost reduction/cost control solutions are designed to meet the needs of businesses and organizations based in the US and Canada, and we’re dedicated to providing you with the tools and support you need to succeed in today’s competitive marketplace.
Whether you’re looking to expand your business into new markets or optimize your expenses to improve your bottom line, we’re here to help.
For additional Merchant Services information, navigate to our Payments page to learn more.